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The Ahbe Group
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Insurance Products- Homeowners & Condominium Insurance
At Denvers Insurance and The Ahbe Group condo insurance is one of our specialties. We have some of the most competitive rates in the country! Our policies come with comprehensive coverage, that beats the standard in the industry! Our policies, include extensive selection of coverage. This includes, building, liability, loss of use, medical payments, glass coverage, employee dishonesty and more. Optional coverage include directors and officers, excess liability, and workman's comp.

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Building (structure)

We can provide insurance for the structure itself. Protect the building against weather, vandalism, fire and more!

Business Personal Property

Provides coverage for business property such as furniture, appliances and more!

General Liability

Gives a layer of protection against potential lawsuit or judgments, due to accidental incidents.

Loss Of Use & Rent

If your property ever becomes inhabitable due to a loss, your rent is fully remembersed
Sewer Back Up

Gives coverage in the case a sewer line backs up and causes damage.

Employee Dishonesty

Provides coverage when rent money is in transit with an employee.

Equipment Break Down Coverage

Protects your business by providing coverage for any major equipment breaking down.

Coverages
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. Property is insured in two main ways - open perils and named perils. Open perils cover all the cause of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from, floods, earthquakes, nuclear incidents, acts of terrorism and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be in place. The more common named perils include such damage causing events as fire, lightning, explosion and theft.
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Types Of Coverage
There are three types of insurance coverage. Replacement cost coverage pays the cost of replacing your property regardless of depreciation or appreciation. Premiums for this type of coverage are based on replacement cost values, and not based on actual cash value. Actual cash value provides for replacement cost minus depreciation. Extended replacement cost will pay over the coverage limit if the costs for construction are needed. This generally will not exceed 25% of the limit. When you obtain an insurance policy, the coverage limit established is the maximum amount the insurance will pay in case of loss of property.

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