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Denvers Insurance, LLC 2011 all rights reserved. Privacy Notice: All information collected by Denvers Insurance LLC and its associates is used for the sole purpose in providing a(n) insurance quote(s). Information is only shared to trusted and licensed sources. This may include all to some affiliates and insurance companies. All information collected through our website is through a secure connection and with a SSL security certificate. All associates who handle information are fully licensed and insured. Information is secured at our main office, for a determined period. Information, when deemed not useful is immediately destroyed for privacy protection. At all times information obtained by Denvers Insurance, LLC is protected and stored safely. The protection of your privacy and information is our number one priorty. For more information on our privacy policies, please contact Mark A. Schneider at mark@denversinsurance.com.
Denvers Insurance, LLC 2011 all rights reserved. Privacy Notice: All information collected by Denvers Insurance LLC and its associates is used for the sole purpose in providing a(n) insurance quote(s). Information is only shared to trusted and licensed sources. This may include all to some affiliates and insurance companies. All information collected through our website is through a secure connection and with a SSL security certificate. All associates who handle information are fully licensed and insured. Information is secured at our main office, for a determined period. Information, when deemed not useful is immediately destroyed for privacy protection. At all times information obtained by Denvers Insurance, LLC is protected and stored safely. The protection of your privacy and information is our number one priorty. For more information on our privacy policies, please contact Mark A. Schneider at mark@denversinsurance.com.
Insurance Products- Home Insurance
At Denvers Insurance Agency, we know that your home is one of your most important investments you could ever make. That's why you should never take short cuts on your home insurance. Let one of our agents guide you through the process. We will work with you, one on one, to find a policy that fits your needs. We will invest in you, just like you did with your house.
Get A Free Home Insurance Quote!
Get A Free Home Insurance Quote!
Policy Types
Condominium Insurance(Unit Owner)
Own a condo? We can set you up on an HO-6 policy. This policy coverage includes interior dwelling, personal property, loss of use, medical payments and liability. Such coverage options are identity theft, personal injury, personal article floater and more.
Condominium Landlord(Rental) Insurance
This special form is designed for condos that get rented out. We provide landlord protection that includes, interior dwelling, property, liability, medical payments, wrongful conviction liability and more.
Homeowners Insurance
Do you own a single family dwelling? We will put together a high quality HO-3 home policy that has deluxe coverage. Protect your dwelling, secondary structures, personal property and also liability. We write homes that have pools. We can also provide supplemental coverage for your, jewelry, guns, coins and any other high value items. We can also insure seasonal properties, log homes and customs homes.
Landlord Dwelling(Rental) Insurance
Do you own a single family or duplex that you rent out? We have an excellent DP-3 policy we can set for you. Includes dwelling protection and liability, wrongful eviction protection and a lot more! Get a free quote from us today!
Renter's Insurance
Are you renting an apartment or single family dwelling? Renters insurance protects your personal property and loss of use. Also includes medical payments and liability. All other coverage is optional.
Seasonal Home Insurance
Do you have a seasonal home or vacation home? We have special package available for these properties. All at a reasonable price.
Vacant Home Insurance
Do you have a vacant home right now? If so we have a unique policy for this situation. Coverage includes vandalism coverage as well.
Builders Risk Insurance
Are you building a house or multiple properties? Are you doing serious remodeling or renovation to a property? A builders risk policy might be just the thing for you.
Own a condo? We can set you up on an HO-6 policy. This policy coverage includes interior dwelling, personal property, loss of use, medical payments and liability. Such coverage options are identity theft, personal injury, personal article floater and more.
Condominium Landlord(Rental) Insurance
This special form is designed for condos that get rented out. We provide landlord protection that includes, interior dwelling, property, liability, medical payments, wrongful conviction liability and more.
Homeowners Insurance
Do you own a single family dwelling? We will put together a high quality HO-3 home policy that has deluxe coverage. Protect your dwelling, secondary structures, personal property and also liability. We write homes that have pools. We can also provide supplemental coverage for your, jewelry, guns, coins and any other high value items. We can also insure seasonal properties, log homes and customs homes.
Landlord Dwelling(Rental) Insurance
Do you own a single family or duplex that you rent out? We have an excellent DP-3 policy we can set for you. Includes dwelling protection and liability, wrongful eviction protection and a lot more! Get a free quote from us today!
Renter's Insurance
Are you renting an apartment or single family dwelling? Renters insurance protects your personal property and loss of use. Also includes medical payments and liability. All other coverage is optional.
Seasonal Home Insurance
Do you have a seasonal home or vacation home? We have special package available for these properties. All at a reasonable price.
Vacant Home Insurance
Do you have a vacant home right now? If so we have a unique policy for this situation. Coverage includes vandalism coverage as well.
Builders Risk Insurance
Are you building a house or multiple properties? Are you doing serious remodeling or renovation to a property? A builders risk policy might be just the thing for you.
Coverages
HO-3 & HO-5
Designed for strictly a homeowner, which is either there primary or seasonal occupation. Dwelling must be a single family dwelling. Policy includes replacement cost on dwelling. Personal property is actual cash value, unless endorsed for replacement cost. Policy includes, other structures, medical payments, loss of use and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include sewer back up, personal injury, replacement cost of personal property and identity theft coverage.
HO-4
Known as renters insurance, designed for policy holders who rent an apartment or single family dwelling. Does not include any dwelling or building coverage. Covers personal property, medical payments, loss of use, and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include, personal injury, replacement cost of personal property and identity theft coverage.
HO-6
Designed for someone who owns a condo or a unit owner. Covers the interior dwelling of of the unit. Also provides, personal property coverage, loss of use, medical payments, and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include sewer back up, personal injury, replacement cost of personal property and identity theft coverage.
DP-1
Best and only product available for vacant homes. Dwelling is insured on an actual cash value basis. Covers only basic perils. All other types of coverage are optional.
DP-3
This is the best policy available for either landlord or rental properties. This policy is also best for homeowners with previous claims. Includes replacement cost on dwelling. Also covers more perils. Everything else is optional such as personal property, loss of use, medical payments, and liability.
Other Forms
There are other forms available, but these are the most commonly used. For any questions please contact us.
Builders Risk
This a product of its own. Most of all it includes coverage for an existing structure, additional build ons, and more. Designed for homes being built, remodeled, and renovated. We insure almost as many locations as you would like.
Get A Free Home Insurance Quote!
Designed for strictly a homeowner, which is either there primary or seasonal occupation. Dwelling must be a single family dwelling. Policy includes replacement cost on dwelling. Personal property is actual cash value, unless endorsed for replacement cost. Policy includes, other structures, medical payments, loss of use and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include sewer back up, personal injury, replacement cost of personal property and identity theft coverage.
HO-4
Known as renters insurance, designed for policy holders who rent an apartment or single family dwelling. Does not include any dwelling or building coverage. Covers personal property, medical payments, loss of use, and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include, personal injury, replacement cost of personal property and identity theft coverage.
HO-6
Designed for someone who owns a condo or a unit owner. Covers the interior dwelling of of the unit. Also provides, personal property coverage, loss of use, medical payments, and liability. There are limits on jewelry, coins, guns, and any other high value items, unless endorsed or a personal article floater insurance policy is written. Other options include sewer back up, personal injury, replacement cost of personal property and identity theft coverage.
DP-1
Best and only product available for vacant homes. Dwelling is insured on an actual cash value basis. Covers only basic perils. All other types of coverage are optional.
DP-3
This is the best policy available for either landlord or rental properties. This policy is also best for homeowners with previous claims. Includes replacement cost on dwelling. Also covers more perils. Everything else is optional such as personal property, loss of use, medical payments, and liability.
Other Forms
There are other forms available, but these are the most commonly used. For any questions please contact us.
Builders Risk
This a product of its own. Most of all it includes coverage for an existing structure, additional build ons, and more. Designed for homes being built, remodeled, and renovated. We insure almost as many locations as you would like.
Get A Free Home Insurance Quote!
Policy Forms
Dwelling
Refers to a structure or building itself. Builds can be brick, concrete, frame, log and etc. Usually a 1 to 2 family occupation. Dwellings can include multiple levels including a basement.
Other Structures
Refers to structures that are not attached to the dwelling. This includes examples such as a detached garage or a large shed. Coverage is usually automatically 10 percent of the dwelling cost.
Personal Property
Covers all personal property, such as clothes, furniture, electronics, appliances, and more. Limits are typical on high value items such as jewelry, furs, coins, cameras and guns.
Medical Payments
Provides coverage if a guest or un-invited person gets injured on your property.
Liability
Gives you coverage in the event that a third party seeks legal damages. Provides legal defense costs and set limits for awarded judgments.
Loss Of Use
Provides coverage in the event your living space becomes inhabitable. Covers losses only from pacific perils listed by the insurance company.
Flood Insurance
. Flood insurance is a separate policy from home owners insurance. Flood waters are defined as water from a heavy rain or a river over flowing, not broken pipes in the house.
Refers to a structure or building itself. Builds can be brick, concrete, frame, log and etc. Usually a 1 to 2 family occupation. Dwellings can include multiple levels including a basement.
Other Structures
Refers to structures that are not attached to the dwelling. This includes examples such as a detached garage or a large shed. Coverage is usually automatically 10 percent of the dwelling cost.
Personal Property
Covers all personal property, such as clothes, furniture, electronics, appliances, and more. Limits are typical on high value items such as jewelry, furs, coins, cameras and guns.
Medical Payments
Provides coverage if a guest or un-invited person gets injured on your property.
Liability
Gives you coverage in the event that a third party seeks legal damages. Provides legal defense costs and set limits for awarded judgments.
Loss Of Use
Provides coverage in the event your living space becomes inhabitable. Covers losses only from pacific perils listed by the insurance company.
Flood Insurance
. Flood insurance is a separate policy from home owners insurance. Flood waters are defined as water from a heavy rain or a river over flowing, not broken pipes in the house.