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Insurance Products- Contractors Insurance
We insure contractors of all trades. This is any where from carpenters to plumbers. We can put together a comprehensive policy that will fit your needs. If you do more then one trade, we can include an all in one insurance package. We can insure your general liability, tools, supplies, commercial auto insurance, and workman's comp. We can write contractors of all kinds, small and big.
Get A Free Contractors Insurance Quote!
Coverages
General Liability
Cover yourself and your business from legal exposures from everyday operations.
Commercial Auto Insurance
Get set up on a policy designed around you and your business. Policies available for both personal and business use.
Inland Marine- Property Floater
Insure your tools and other business property.
Heavy Equipment Insurance
Have heavy equipment that you need to insure? We can insure all all construction and contractors equipment. Big and small.
Workman's Comp
Protect yourself and your employees.
Builders Risk Insurance
Insurance your existing supplies and structure(s) while building, remodeling or renovating properties.
Classifacations What We Can Write
Air Conditioning
Appliance Installation & Repair - Commercial & Residential
Builders Risk - Residential and Commercial
Carpentry - Commercial & Residential
Carpentry - Handyman
Carpet & Upholstery Cleaning
Ceiling Wall installation
Communication Equipment Installation
Concrete & Asphalt Construction
Conduit Construction
Debris Removal
Door Customization and Installation
Drilling- Water - Oil - Gas
Driveway - Sidewalk Concrete & Asphalt
Dry Wall & Wall Board Installation
Electricians
Excavation
Fence Builders
Floor Installation
General Construction
Grading
HVAC heating, venting, air conditioning
House Furnishings Installation
Janitorial & Cleaning - residential and commercial
Landscapers- Gardening and Maintenance
Loggers
Masonry
Metal Builders & Fabricators
Paint- Interior & Exterior
Plastering or Stucco Work
Plumbing- Residential and Commercial
Pre- Fabricated Building Construction
Refrigeration Equipment
Satellite Dish installation
Septic Tank Cleaning - Maintenance- and installation
Sewer Mains Construction & Maintenance
Siding and gutter Installation
Sign Painting & Installation
Tile and Stone Installation
Water Mains Construction
Wall Paper Installation
Wire & Cable Installation
and more!
A Basic Understanding Of Builders Risk Insurance
A special type of property insurance which indemnifies against damage to buildings while they are under construction, renovation or remodeling. Builder's risk insurance is coverage protects a person's or business owners insurable interest in materials, fixtures, structure and/or equipment being used in the construction or renovation, remodeling of a building or structure should those items sustain physical loss or damage from a covered cause. Builder's risk insurance usually indemnifies against losses due to fire, vandalism, lightning, wind, and similar losses. It usually does not cover earthquake, flood, acts of war, or intentional or illegal acts of the owner. Coverage is typically during construction period only, and expires when the work has been completed and the property is ready for use or occupancy.
More On General Libillity Insurance
Liability insurance is a part the general insurance system of risk analysis, to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy or daily operations.
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Business Owner Policy
Combination property, liability, and business interruption policy. It is usually written to cover expenses of small and medium size businesses resulting from damage or destruction of business's property and also when actions or non-actions of the business's owners and employees result in bodily injury or property damage to another individual(s). Businesses that usually qualify under this heading include office buildings three stories or under not to exceed 100,000 square feet; apartment buildings six stories or under not to exceed 60 dwelling units; any other buildings usually not to exceed 10,000 square feet for mercantile space, occupied principally as an apartment, office, or engaging in trade or commerce.